Starting a new job? Set the defaults before they set you.
Your first weeks can set your 401(k) match, stock-purchase (ESPP), medical plan, and health savings account (HSA) for the year. Answer a few questions using your offer letter and enrollment materials. We’ll show what the default choices could cost while enrollment is still open.
Been in your job a while? See what this year is leaving uncollected instead →
Sample decisions · what you’ll get
401(k) match from paycheck one · before your first paycheck$3,000–$4,000
Stock purchase ( entry · next offering date$1,300–$1,800
You may be able to contribute up to $4,400 to an · new-hire window$4,400
One year of findings. Left unclaimed for decades, gaps like these can compound into hundreds of thousands of dollars you never collected.